Starling’s AI Spending Tracker Shows Exactly Where Your Money Goes
Keeping tabs on your daily spending just got smarter. With Starling Bank’s AI-powered spending tool, users in the UK can now effortlessly understand where their money goes—whether that’s £200 on Amazon last month or too many late-night McDonald’s runs. Built using Google Gemini, this innovative feature offers an intuitive way to explore your financial behavior with natural, human-like questions—all inside your mobile banking app.
AI Spending Insights That Help You Save
Starling’s AI tool—called Enhanced Search—lets users type or speak questions like “How much did I spend on fast food in the last year?” or “What’s my average grocery bill?” It then instantly pulls and visualizes that data using customizable categories. This means instead of digging through transactions manually, your app gives you a clean breakdown—perfect for identifying spending trends and cutting unnecessary expenses.
Smarter Money Management With Real-Time Data
Unlike traditional banking apps, Starling’s tool doesn’t just show raw data—it interprets it. From personalized suggestions to dynamic charts, you get a full picture of your financial health. Categories include essentials like transport, groceries, and subscriptions, letting users spot patterns and make better choices. It’s like having a financial advisor in your pocket—without the hourly rate.
Why Starling Bank’s AI Tool Sets a New Standard
With over 4.6 million users, Starling Bank continues to outpace traditional banks by focusing on meaningful digital innovation. Tools like Enhanced Search empower customers to make informed decisions, develop better habits, and feel more in control of their money. According to CIO Harriet Rees, “The more you talk or type, the more you’ll learn about your money management.” It’s a people-first approach that turns passive banking into active financial awareness.